Midtown is the largest area of the city. It houses the harbor, docks, shipyards and naval fleet that brings life to the city. Midtown is home to the Guilds, to the Schools of Magic and all the businesses that make the metropolis work.
It is also the area where anyone who can afford to live is allowed to live, without the Anti-elven bias of Uptown. Anyone who can make a decent wage can afford to live in Midtown, though some are forced to live closer to Rat City than they might want.